Pension guidance links selected age limits to the target age

The Pensions Agency’s sixth edition of its accrual guidance links several rules to the pension target age, or riktålder. For credited amounts from compulsory service, studies or child years to produce pension payments, the earnings condition must be met by the fifth year after reaching that target age: at least five years with pensionable income of at least twice the relevant year’s income base amount.Pensionsmyndigheten

For child-year credits, the guidance excludes the year in which the parent reaches the target age and later years. It also gives a transition example: a parent born in 1960 who already reached the former age limit in 2025 does not gain another child year in 2026 merely because the limit changes. Cohort-specific transitional treatment matters.Pensionsmyndigheten

These limits should not be confused with a general ceiling on earning pension rights through work. The guidance expressly says there is no upper age limit for that earnings-based accrual. Keep pensionable income and credited pension amounts separate when advising on continued work.Pensionsmyndigheten