SwedenSvenskforfattningssamling
Premium-pension cash loses state-guaranteed bank paper option
From 15 January 2027, temporarily managed premium-pension funds qualify only for Riksgäldskontoret accounts, skuldförbindelser utfärdade av staten and säkerställda obligationer; state-guaranteed bank debt is out.
By Taxxa AI OyPublished 20 October 2026
Premium-pension money that Pensionsmyndigheten temporarily manages will have one fewer permitted investmentGOV from 15 January 2027. The government has rewritten 1 § of förordningen (2009:1462) om vissa frågor inom premiepensionssystemet
Svenskforfattningssamling: the funds must be placed on interest-bearing account with Riksgäldskontoret, in debt instruments issued by the state, or in covered bonds under lagen (2003:1223) om utgivning av säkerställda obligationer
Svenskforfattningssamling. The fourth alternative, state-guaranteed debt covered by förordningen (2008:819) om statliga garantier till banker m.fl., is deleted
GOV. The amending ordinance, SFS 2026:1798, was issued on 15 October 2026 on the government's behalf by Anna Tenje of Socialdepartementet and published on 20 October 2026.
The removed bucket is bank paper carrying a state guarantee under the 2008 bank-guarantee ordinance. The three retained points are carried over verbatim from the previous wording; only the fourth point, on state-guaranteed bank debt, is struckGOV. From the entry into force, state-guaranteed bank debt under the 2008:819 ordinance no longer qualifies
GOV; bank-issued covered bonds under the 2003:1223 Act remain eligible
Svenskforfattningssamling. The only permitted placements are räntebärande konto i Riksgäldskontoret, skuldförbindelser utfärdade av staten and säkerställda obligationer
Svenskforfattningssamling. The deleted fourth point read "i statsgaranterade skuldförbindelser som omfattas av förordningen (2008:819) om statliga garantier till banker m.fl." The consolidated ordinance marks the old 1 § as ceasing to apply on 2027-01-15
GOV and the new 1 § as entering into force the same day
GOV. The amended three-point list applies from 15 January 2027
Svenskforfattningssamling.
The provision has stood unchanged since 2010: the amended paragraph's last previous wording dates from förordning 2010:1739, so this is the first revision of the investment list in sixteen years. Only 1 § is rewritten; the remaining sections of the ordinance stand as before.
Update the permitted-instruments list for funds managed under 64 kap. 15 § socialförsäkringsbalken and ensure placements from 15 January 2027 use only the three retained alternatives: interest-bearing Riksgäldskontoret account, state-issued debt and covered bonds.
Legal basis: 1 § förordningen (2009:1462) om vissa frågor inom premiepensionssystemet as amended by SFS 2026:1798; 64 kap. 15 § socialförsäkringsbalken; förordningen (2008:819) om statliga garantier till banker m.fl.
Update the permitted-instruments list for de medel som Pensionsmyndigheten tillfälligt ska förvalta enligt 64 kap. 15 § socialförsäkringsbalken; from 15 January 2027 use only räntebärande konto i Riksgäldskontoret, skuldförbindelser utfärdade av staten and säkerställda obligationer.