MonacoAutorité Monégasque de Sécurité Financière
Monaco STRIX 2027 covers 2026 activity; gaps raise risk score
AMSF confirms incomplete STRIX answers remain tolerated beyond the first year, but they attract an extra risk coefficient — filers should answer fully and equip for later rounds.
By Taxxa AI OyPublished 31 October 2026
Industry: Accounting, bookkeeping and auditing activities; tax consultancy · Real estate agencies · Financial and insurance activities · Legal activities
Obliged entities filing the Autorité Monégasque de Sécurité Financière annual STRIX questionnaire
Amsf for the 2027 campaign report the activity exercised from 1 January to 31 December 2026Amsf. The forecast calendar for the STRIX 2027 campaign identifies that twelve-month reference period as the activity under reviewAmsf, and sector instructions are published per business line, from banks, insurers and asset managers to real-estate agents, notaries, accountants, dealers in high-value goods and other obliged professions.
An entity that lacks the measurement capacity to answer a question may leave it unanswered.Amsf That faculty was previously introduced with the words "pour cette première année d'utilisation"Amsf; those words no longer qualify the sentenceAmsf, so partial completion is no longer presented as limited to the first year of useAmsf. The permission is narrow and conditional on genuine lack of capacity, not convenience.Amsf
Every incomplete answer is mechanically increased by an additional risk coefficientAmsf, which can artificially raise the overall residual-risk level attributed to the respondentAmsf. AMSF therefore asks respondents to use the faculty sparingly and to put in place without delay the measurement tools needed to answer subsequent forms completely. A filer that submits gaps should expect a higher risk score than the underlying activity alone would produceAmsf, and should prioritise closing data gaps before the next round rather than treating partial filing as a stable compliance posture.
Entities encountering difficulty, or facing a question whose answer is not covered by the resources made available, write to questionnaire-annuel@amsf.mc.Amsf They consult the question-margin descriptions, the instruction manual and the sector-specific STRIX instructions, which AMSF notes may be updated from time to time and should be re-checked regularly. AMSF's campaign guidance treats banks differently: apart from the banking sector, an incomplete questionnaire may still be submitted ("A l'exception du secteur des banques, un questionnaire incomplet peut encore être soumis")Amsf. A bank should therefore assume the stricter standard and plan to file complete answers.Amsf
Legal basis is the AMSF STRIX annual questionnaire framework, including the Questionnaire AMSF / STRIX notice with its Calendrier prévisionnel Campagne STRIX 2027Amsf, applied alongside Law No 1.362 of 3 August 2009, as amended.
File the STRIX 2027 questionnaire on 2026 activity as completely as possible, closing measurement gaps now — especially banks, which should plan for full completion.