Carrefour Banque sets 2026 pay rises, 12% staff discount

Employees of Carrefour Banque work under 2026 mandatory-negotiation terms signed at Évry on 27 February 2026Legifrance with the FO, CFE-CGC, UGICT-CGT and UNSA unionsLegifrance. The accord runs indefinitely and takes effect on 1 March 2026 except where a measure states its own datesLegifrance. It notes the company's 2025 gender-equality index score of 78 out of 100.

Non-cadre staff on coefficients 230A, 230B, 235A, 245 and 265 receive 0.7% from 1 March 2026 on March payrollLegifrance plus 0.5% from 1 July 2026 on July payrollLegifrance, while coefficients 235B and 240 receive 0.8% plus 0.5% on the same datesLegifrance. Managers on coefficients 360 to 900, excluding dirigeants, are guaranteed a 1% rise in basic salary for 2026Legifrance: 0.8% from 1 January 2026 on March payrollLegifrance and 0.2% from 1 May 2026 on May payrollLegifrance, not stackable with the minima revaluation. If June 2026 year-on-year inflation clearly exceeds the 1.3% general rise, the parties meet again in September 2026.

The half-yearly performance bonus is renewed from 1 April 2026 to 31 March 2027 with its envelope raised to 8% for 2026. The holiday bonus rises to €60 gross for 1 to under 10 years of group seniority, €70 for 10 to under 15 and €100 from 15 years for full-timers, paid with June payroll from twelve months' service at 1 June and prorated for part-timers. Medallists celebrating 25, 30, 35 or 40 years in 2026 collect €150, €200, €250 or €300, and trained tutors who onboarded at least one newcomer collect a flat €230 once the newcomer completes three months.

The staff purchase discount rises to 12%Legifrance for 1 April 2026 to 31 March 2027, taxed as a benefit in kind; eligible purchases are capped at €13,000 per calendar year per beneficiary, excluding insurance. Own-brand groceries gain an extra 5%, digital equipment an extra 10% once a year, and vehicle rental joins the scheme, all on PASS-card purchases in qualifying stores. New or renewed Auto, Home, Family Protection and pet policies carry a 22% discount for monthly direct-debit payers, school insurance per dependent child is refunded, and the PASS fee refund extends to retirees. Non-PASS staff claim via a livret account with receipts by the 15th of the next month, and instalments run interest-free 3 or 4 times, or 10 times once a year for non-food up to €10,000.

Personal loans run at the customer call rate from €3,000 with fees waived, and permanent staff with six months' service borrowing between 1 November 2026 and 31 January 2027 earn an extra point off, floored at 0.8%. Scooters and bikes gain an extra 10% once a year, the cycling package pays €5.40 to €16.60 a month by distance, livret savings earn 0.20 point above the public rate, and the solidarity fund is renewed at €25,000.

Divorce gives one authorised day with no seniority condition and baptism or its equivalent in other faiths one day after a year's service, once per event until 31 March 2027. Saved leave may be cashed out without limit in 2026 on request before 10 December, excluding the fifth week, paid the next month and no later than 31 December. Eleven company-crèche places continue, the sick-leave job guarantee stands, and a €33,000 envelope targets the worst gender pay gaps toward 38 of 40 on the pay indicatorLegifrance, alongside objectives of 15 of 15 on promotions and 5 of 10 on top-ten representation.

Legal basis: Accord de négociation annuelle obligatoire of Carrefour BanqueLegifrance, signed 27 February 2026 and effective 1 March 2026, filed via TéléAccords and the Conseil de Prud'hommes greffe under articles L.2231-6 and D.2231-2 et seq. of the Code du travail.