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FranceLégifrance

Sanofi renews caregiver aid and dependency cover from January

New Sanofi group agreement from 1 January 2026 renews the dependency fund, caregiver assistance line and compulsory dependency insurance for all French-entity staff.

By Taxxa AI OyPublished 9 November 2026

Payroll & Labour

All employees of the French companies in which Sanofi holds more than 50% of the capital work under a new group dependency and caregiver-support agreementLegifrance Legifrance signed in Paris on 14 November 2025Legifrance with the CFDT, CFE-CGC, CFTC and CGT unions. Concluded for an indefinite periodLegifrance, it cancels and replaces the dependency regime of 31 October 2014, revised on 27 November 2018, and its amendmentsLegifrance, with the replacement taking effect on 1 January 2026Legifrance; its provisions apply from the day after filing.

A dependency fund pays exceptional emergency aid of up to €1,600 per requestLegifrance, in one or several instalments, to members of Sanofi's compulsory and optional health schemesLegifrance facing their own loss of autonomy or that of a spouse, cohabiting partner, PACS partner, parent, or child of any ageLegifrance. Qualifying dependency means classification in GIR groups 1, 2 or 3, a third-category disability pension, a life-threatening condition certified by the treating doctor, or a disability benefit such as the AEEH or AAHLegifrance. The fund holds an annual budget of €300,000Legifrance drawn from the active employees' compulsory health-scheme reserveLegifrance and topped back up each 1 January to the initial amount indexed on consumer prices excluding tobacco. A joint committee reviews aid paid, and the signatories meet to revise the budget or scope if it proves insufficient. The combined annual budget drawn from the health reserve for the fund and the assistance service may not exceed €700,000Legifrance.

An assistance service reachable through a telephone platform advises employees on administrative steps, existing financial aid and finding places in specialised facilities, financed by a quarterly levy on the same health-scheme reserve according to covered headcount.

A compulsory insurance contract funds a life annuity for total dependencyLegifrance, open to every employee with one year of serviceLegifrance, with cover maintained during contract suspensions whether paid or unpaid. The contribution is 0.24% of gross annual payLegifrance capped at eight annual social-security ceilings, split 70% employer and 30% employeeLegifrance: the employer share of 0.168% funds the employee's annuity, while the employee share of 0.072% funds the full benefit package. Total dependency of the employee pays a monthly life annuity of €435Legifrance plus €1,200 of first-aid capitalLegifrance; total dependency of a spouse, parent or child pays €1,200 of capital each. Two optional top-up contracts are offered for an individual contribution: one for former employees leaving the company who keep the annuity through the Relais Viager contract from retirement, and one improving cover for employees and relatives. Retirees in the optional health scheme, pre-retirees and former employees on unemployment benefits who joined it may also claim fund aid, with files handled by Malakoff HumanisLegifrance and appeals to the group's quarterly health social commission.

The agreement rests on the Code de la sécurité sociale and the Instruction interministérielle DSS/3C/5B/2021/127 du 17 juin 2021.

Check compulsory dependency-scheme enrolment from one year of service and direct caregiver employees to the fund and the assistance line.

Sources

ACCORD DEPENDANCE ACCOMPAGNEMENT DES SALARIES AIDANTS SANOFI