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FranceLégifrance

Q-Park sets single disability-death regime for manual staff from 2027

Q-Park and SAGS set one compulsory disability-invalidity-death regime for manual workers and employees from 1 January 2027: 2.21% contributions, 76% employer-paid, single insurer.

By Taxxa AI OyPublished 21 September 2026

Payroll & Labour

Q-Park France harmonises disability, invalidity and death cover for manual workers and employeesLegifrance ahead of its 2027 reorganisationLegifrance. The adaptation accord, signed in Issy-les-Moulineaux on 7 July 2026 by management, the CFTC, FO, CGT and CGC unions and the SAGS Marseille CSE memberLegifrance, creates one compulsory mutualised Incapacité, Invalidité, Décès regime with a single insurerLegifrance for the Ouvriers et Employés category of the common UESLegifrance. It runs indefinitely from 1 January 2027Legifrance Legifrance and replaces every prior same-object provision in Q-Park France Services, Q-Park Paris la Défense, SAGS Services, SAGS Courbevoie and SAGS MarseilleLegifrance.

The context is the December 2024 takeover of SAGSLegifrance and a reorganisation consulted in January 2026Legifrance: parking operations go to Q-Park France ServicesLegifrance while on-street control moves to the new Street ServicesLegifrance, and all group staff except those already in Q-Park France Services transfer into one or the other on 1 January 2027Legifrance under article L1224-1 du Code du travail — a move that automatically calls existing accords into question. The accord is the anticipated substitution text of article L2261-14-3 du Code du travailLegifrance, guaranteeing transferred staff a known common floor.

Membership is compulsory for every Ouvriers et Employés employee on fixed-term or permanent contracts at any site with no seniority conditionLegifrance; agency staff are excluded, and transferred staff fall exclusively under the UES status. Cover stays during suspensions with full or partial pay, complementary daily benefits at least partly employer-funded, replacement income including activité partielle, and any company-paid leave — both sides keep contributing on the indemnity base. Other suspensions lose cover unless the employee asks beforehand and pays both shares to the insurer. Unemployed former staff keep cover contribution-free under article L911-8 du Code de la sécurité sociale.

Funding runs at 2.21% of both tranche A (up to the annual Social Security ceiling) and tranche B (1 to 4 ceilings), split 1.68% employer and 0.53% employee — 76% to 24%Legifrance — prorated to presence and called monthly. Later contribution changes apply automatically in the same proportions. Benefits follow the annexed schedule, which binds only the insurer and may evolve with the company without an accord amendment; the regime meets articles L242-1 of the Social Security Code and 83, 1° quater of the tax code.

Each employee gets the insurer's information notice, the CSE is consulted before any guarantee change and reviews results yearly, and changing insurers preserves in-service annuities and death cover for incapacity and invalidity beneficiaries under article L912-3 du Code de la sécurité sociale. Denunciation needs 3 months' notice with a one-year survival absent a replacement.

Legal basis: the Q-Park/SAGS accord collectif d'adaptation Incapacité, Invalidité, Décès (Ouvriers et Employés) of 7 July 2026Legifrance, applying articles L1224-1, L2222-5, L2261-7-1, L2261-8 and L2261-14-3 du Code du travail with articles L242-1, L911-8 and L912-3 du Code de la sécurité sociale.

Check your category and the insurer notice, and prepare for the 1 January 2027 transfer into the common UES.

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