What sources does Taxxa search?

Taxxa searches a continuously updated collection of more than one million pages from tax authorities, government publications, legislation and case law across the European jurisdictions it covers. Every response cites the underlying material, so a professional can inspect the rule, its jurisdiction and whether it is current before relying on the result.

Can Taxxa work with a team’s own documents?

Yes. Research can combine the public knowledge base with a team’s own PDF, DOCX, CSV and TXT files in one workspace. That makes it possible to compare a client document with the relevant guidance, trace a conclusion to its source and prepare a draft without losing the evidence that supports it.

Who is Taxxa built for?

Accountants, auditors, tax advisors, payroll specialists, bookkeepers and advisory teams working across European jurisdictions. Shared workspaces keep research available to colleagues, and citations make review easier.

Where is customer data stored, and is it used to train models?

Customer data stays in the European Union and is never used to train language models.

Does Taxxa replace professional judgement?

No. Taxxa is a research and drafting workspace. It helps professionals reach an informed starting point faster; the professional still reviews the evidence and makes the final decision. It does not file returns, post bookkeeping entries or give legal advice.

Financial Sector & Markets news

Tuesday, 3 November 2026

Regulatory changes detected daily from official sources across Europe. Create a free account to follow your jurisdictions and ask Taxxa what a change means in practice.

Capital Markets Law & Securities RegulationEuropean UnionEUR-Lex3 weeks ago

AG: bid-period concert reporting escapes narrow transparency test

France's stricter bid-period disclosure duties need no testing against the Transparency Directive's concert-party definition — but blocking a squeeze-out can itself be a lasting policy towards management.

Industry: Financial service activities, except insurance and pension funding · Activities auxiliary to financial services and insurance activities

AML / KYC RulesSwedenFAR3 weeks ago

FAR tells AML-covered firms: don't pause before 2027 rules

Most EU AML-package rules apply from 10 July 2027 — but firms should strengthen procedures and customer due diligence now; FAR's new self-assessment test maps the gaps.

Industry: Accounting, bookkeeping and auditing activities; tax consultancy

AML / KYC RulesNorwayFinanstilsynet3 weeks ago

AMLA consults on central AML database; Norway input due 3 November

AMLA consults on the technical rules for its central AML/CFT database — breach data, sanctions, risk profiles — due for EEA implementation. Finanstilsynet wants Norwegian input by 3 November 2026.

Industry: Financial and insurance activities

Payment Services & Fintech RegulationEuropean UnionEUR-Lex3 weeks ago

ECJ: banks must refund unauthorised payments first, argue negligence later

A bank that blames the customer for falling for phishing must still refund an unauthorised payment immediately; gross negligence only matters when the bank later claims the loss back.

Industry: Financial service activities, except insurance and pension funding

Sanctions & Export ControlsEuropean UnionEUR-Lex3 weeks ago2 documents

EU lists 12 Russia circumvention and shadow-fleet actors

Three persons and nine entities join the Ukraine sanctions lists with asset freezes from 15 October 2026.

Industry: Sea and coastal freight water transport · Wholesale of solid, liquid and gaseous fuels and related products · Other transportation support activities · Other financial service activities, except insurance and pension funding n.e.c.

Sanctions & Export ControlsEuropean UnionEUR-Lex3 weeks ago

ECJ sets bar for sanctions breach in Yemen award payments

Paying an award to an unlisted Yemeni public body can breach sanctions only on objective evidence of a significant diversion risk; competing control claims create no presumption.

Industry: Across industries

AML / KYC RulesEstoniaRahapesu Andmebüroo3 weeks ago

FIU removes notaries, advocates from AML guideline addressees

FIU narrows its AML risk-management guideline: notaries and advocates leave the obliged-entity list and the due-diligence exceptions, with duties unchanged under their own supervisors.

Industry: Accounting, bookkeeping and auditing activities; tax consultancy · Legal activities

AML / KYC RulesLuxembourgOrdre des Experts-Comptables3 weeks ago

Luxembourg adopts 2026 terrorist-financing risk assessment

Adopted 29 June 2026, the ENR FT 2026 rates lone-actor financing "medium" and large-scale fundraising "low", and puts payment, e-money and crypto providers on "high" inherent risk.

Industry: Life insurance · Monetary intermediation · Other financial service activities, except insurance and pension funding · Sale of motor vehicles · Accounting, bookkeeping and auditing activities; tax consultancy · Legal activities

Banking Regulation & Prudential RulesNorwayFinanstilsynet3 weeks ago

EBA consults on simpler college decisions on bank capital and liquidity

EBA proposes targeted amendments to align the college joint-decision process with current practice after CRD V and revised SREP guidelines. Comments due 4 January 2027.

Industry: Other monetary intermediation

AML / KYC RulesNorwayFinanstilsynet3 weeks ago2 documents

Finanstilsynet faults savings bank's cash AML controls across the line

Cash-focused AML inspection finds weak terror-financing assessment, self-declared risk classification, generic monitoring and year-long gaps in Økokrim re-reporting.

Industry: Other monetary intermediation

Sanctions & Export ControlsEuropean UnionEUR-Lex3 weeks ago2 documents

EU extends Guinea sanctions a year, delists two individuals

The EU extended its Guinea sanctions until 27 October 2027 and deleted entries 4 and 5 from the asset-freeze and travel-ban lists.

Industry: Across industries

Sanctions & Export ControlsEstoniaRahapesu Andmebüroo3 weeks ago

FIU issues financial-sanctions guidelines for all appliers

FIU publishes financial-sanctions application guidelines aimed at everyone applying sanctions, approved 30 May 2025.

Industry: Across industries

Banking Regulation & Prudential RulesEstoniaFinantsinspektsioon3 weeks ago

Estonia adopts EBA ESG product-governance rules from January 2027

Finantsinspektsioon adopts EBA's amended product-governance guidelines as its own guidance: ESG and greenwashing duties for retail banking products from 11 January 2027.

Industry: Financial service activities, except insurance and pension funding

Sanctions & Export ControlsUnited KingdomGOV.UK3 weeks ago

UK designates two Iranians over hostile activity

Two Iranian individuals were added to the UK Sanctions List on 12 October 2026, subject to asset freeze, travel ban and director disqualification; holders of their funds must freeze and report to OFSI.

Industry: Across industries

Sanctions & Export ControlsUnited KingdomGOV.UK3 weeks ago2 documents

OFSI licences ground-rent payments by designated tenants

OFSI General Licence INT/2026/10050568 lets designated tenants pay ground rent, service charges and pre-issue late fees on eligible England-and-Wales leases into UK accounts until 11 October 2027.

Industry: Management of real estate on a fee or contract basis · Renting and operating of own or leased real estate

Sanctions & Export ControlsUnited KingdomLegislation gov3 weeks ago2 documents

UK widens human-rights sanctions to IHL violations and aid obstruction

SI 2026/1071, in force 15 October 2026, replaces the 2020 regime with wider grounds covering serious IHL violations and aid obstruction plus designation by description; existing listings carry over.

Industry: Across industries

Sanctions & Export ControlsEuropean UnionEUR-Lex3 weeks ago2 documents

EU adds 1,569 Russian military-industrial names to Ukraine list

1,569 new Ukraine listings take effect 12 October 2026: Russian military-industrial firms and their directors face EU asset freezes — screen for the new names and identifiers.

Industry: Across industries

AML / KYC RulesGermanyBundessteuerberaterkammer3 weeks ago2 documents

Tax advisers may run extra offices without a designated head from 2027

The Satzungsversammlung adapted both professional orders to the Ninth Amendment Act: § 11(3)-(4) BOStB go on 1 January 2027; references track the renumbered StBerG.

Industry: Accounting, bookkeeping and auditing activities; tax consultancy

Sanctions & Export ControlsEuropean UnionEUR-Lex3 weeks ago2 documents

EU adds seven DPRK-Russia-linked names to sanctions lists

Seven DPRK-Russia-linked listings take effect 12 October 2026: a missile-programme official, a petroleum shipper and Russian firms using DPRK labour or joint ventures face EU freezes and travel curbs.

Industry: Across industries

AML / KYC RulesMonacoAutorité Monégasque de Sécurité Financière4 weeks ago

AMSF tells Monaco banks and managers to fix AML gaps found in 2025 controls

15 on-site missions and 30 procedure reviews feed the AMSF's 2025 supervisory findings for banks, managers and insurers — late assessments, loose client files and slow alerts among the findings.

Industry: Activities of insurance agents and brokers · Financial service activities, except insurance and pension funding · Fund management activities

AG: bid-period concert reporting escapes narrow transparency test

Industry: Financial service activities, except insurance and pension funding · Activities auxiliary to financial services and insurance activities